PAL or Protection Against Loss is a unique and innovative business aimed at aiding private for profit preschool/school age programs, as well as, in home daycare, and private schools achieve financial success, through proactive planning against account aging.

Co-founder Karen Bowen, has 12 years of experience in the private preschool/afterschool industry. As director of a large national afterschool program, Karen has experienced the painful sting of having families walk out of her program with a large unpaid balance. As you can imagine, unpaid balances hurt the program from beginning to end.

Many times, families leave one program with an unpaid balance and hop quickly to another school. Within a matter of months, maybe even weeks, the family has enrolled in a new program and accumulated another large balance. We all know what happens next….that family walks out without paying and heads down the road to the next unsuspecting school. So, what do you do to recoup your money? Using a collections company or attorney is costly and time consuming. PAL Network is designed to simplify your business…

PAL is just what our name implies, we help protect your business from loss! PAL works like this: If you are a PAL member, then as soon as a family leaves your program with an unpaid balance, you enter them into the PAL database. As soon as they attempt to enroll at another PAL member school, their account is red flagged indicating that they may not enroll until you are paid your balance in full. By working in conjunction with other schools in your area, you further cement your program’s financial success while protecting the entire private school industry from dangerous, predatory families that abuse the loving and nurturing nature of your business.

We are your PAL…. Our mission is to partner with private for profit programs to ensure financial success through proactive planning against account aging.